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Pacific Horizon Investment Management: Seattle Financial Advisor

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Pacific Horizon Investment Management, LLC Blog

Pacific Horizon Investment Management: Seattle Financial Advisor
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    • Experience and Independence
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    • Team
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    • Fees
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August 16, 2023

Average consumer carries $5,947 in credit card debt — a 10-year high.

August 16, 2023/ William Robbins

As Americans increasingly lean on credit to make ends meet, new reports show signs of potential problems ahead.

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August 16, 2023/ William Robbins/ Comment

William Robbins

August 02, 2023

Retirement account balances have increased substantially for high-income households. These factors help explain why.

August 02, 2023/ William Robbins

When it comes to retirement savings, the gap between the haves and the have-nots has widened, according to a new report from the Government Accountability Office.

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August 02, 2023/ William Robbins/ Comment

William Robbins

July 12, 2023

Millions of high earners pay this investment income tax every year. Here’s how to avoid it.

July 12, 2023/ William Robbins

Without yearly inflation adjustments for income thresholds, more investors are paying the net investment income tax than a decade ago.

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July 12, 2023/ William Robbins/ Comment

William Robbins

June 07, 2023

These lesser-known tax tips may help college-bound families.

June 07, 2023/ William Robbins

College is a major expense for many families, but a payment strategy can provide significant tax savings.

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June 07, 2023/ William Robbins/ Comment

William Robbins

May 03, 2023

69% of people either failed or barely passed this Social Security quiz. Test your knowledge before you claim.

May 03, 2023/ William Robbins

When asked to take a 13-question quiz on Social Security, most near-retirees ages 55 to 65 did not get a passing grade.

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May 03, 2023/ William Robbins/ Comment

William Robbins

April 05, 2023

Here are 5 things to know before the April 18 federal tax deadline.

April 05, 2023/ William Robbins

Tax Day is fast approaching. The deadline to file a federal tax return for most Americans is just over two weeks away, on Tuesday, April 18. Here’s what late filers need to know.

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April 05, 2023/ William Robbins/ Comment

William Robbins

March 01, 2023

Here’s how after-tax 401(k) contributions can help with those big retirement savings goals for 2023.

March 01, 2023/ William Robbins

If you’re planning to max out your 401(k) for 2023 and want to save more, you may consider after-tax 401(k) contributions.

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March 01, 2023/ William Robbins/ Comment

William Robbins

February 02, 2023

How to figure out the best time to file your tax return: Don’t ‘race to the finish line,’ say tax pros.

February 02, 2023/ William Robbins

You may want a faster tax refund, but the IRS says to slow down and prepare before filing to avoid delays and future notices.

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February 02, 2023/ William Robbins/ Comment

William Robbins

January 25, 2023

These are the key tax forms you need to file your return — and when to expect them.

January 25, 2023/ William Robbins

Before filing, it’s critical to get organized with your tax forms to report activity such as income, deductions and credits.

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January 25, 2023/ William Robbins/ Comment

William Robbins

December 21, 2022

This ‘wild card’ strategy can help retirees with unpaid quarterly taxes before year-end.

December 21, 2022/ William Robbins

Some retirees may avoid late payment penalties by withholding taxes from year-end required minimum distributions.

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December 21, 2022/ William Robbins/ Comment

William Robbins

December 07, 2022

How to avoid mistakes with required minimum distributions from your retirement accounts.

December 07, 2022/ William Robbins

Here are the basics and some tips to avoid making mistakes with your RMDs.

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December 07, 2022/ William Robbins/ Comment

William Robbins

November 01, 2022

Here are the new income tax brackets for 2023.

November 01, 2022/ William Robbins

The IRS has released higher federal tax brackets for 2023 to adjust for inflation.

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November 01, 2022/ William Robbins/ Comment

William Robbins

October 05, 2022

These are the best ways to give to charity for the ‘vast majority of people.’ Here’s how to pick the most tax-efficient strategy.

October 05, 2022/ William Robbins

If you’re planning a charitable gift, here’s how to pick the most tax-efficient strategy.

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October 05, 2022/ William Robbins/ Comment

William Robbins

August 17, 2022

Income Too High for a Roth IRA? Try These Alternatives.

August 17, 2022/ William Robbins

If you're interested in contributing to a Roth IRA but your income exceeds IRS limits, you still have options to save for retirement in a tax-smart way.

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August 17, 2022/ William Robbins/ Comment

William Robbins

August 03, 2022

Average premiums for Medicare prescription drug coverage are set to dip in 2023.

August 03, 2022/ William Robbins

Medicare beneficiaries may see their premiums for prescription drug coverage dip in 2023, although their deductibles might rise.

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August 03, 2022/ William Robbins/ Comment

William Robbins

July 06, 2022

Washington leaders agree Social Security needs to be fixed — but proposed tax increases are a key sticking point.

July 06, 2022/ William Robbins

Congressional leaders can agree on one thing — Social Security needs to be fixed before the program’s funds are unable to pay full benefits in 2035.

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July 06, 2022/ William Robbins/ Comment

William Robbins

June 15, 2022

Here are some tips to stay on track with your retirement and short-term goals amid choppy markets.

June 15, 2022/ William Robbins

Before you make any rash moves, there are a few things you may want to keep in mind.

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June 15, 2022/ William Robbins/ Comment

William Robbins

May 11, 2022

Here’s one way Social Security could better address life expectancy for couples.

May 11, 2022/ William Robbins

Deciding when to claim Social Security retirement benefits is a complicated decision. But when two people are in the mix — particularly a couple where one spouse is the primary breadwinner — the decision may be even more complex.

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May 11, 2022/ William Robbins/ Comment

William Robbins

April 06, 2022

Don’t play the ‘audit lottery.’ These are the top reasons your tax return may be flagged by the IRS.

April 06, 2022/ William Robbins

If you’re among the millions of Americans scrambling to meet the tax deadline, it’s critical to avoid errors that may flag your return or even trigger an IRS audit.

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April 06, 2022/ William Robbins/ Comment

William Robbins

March 09, 2022

Already claimed Social Security? There are still ways you may be able to increase your retirement benefits.

March 09, 2022/ William Robbins

There are various ways you may increase your benefits even after you claim. Here’s what you need to know about how you might be able to increase your monthly checks.

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March 09, 2022/ William Robbins/ Comment

William Robbins

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